Citi® Double Cash Card - 18 month BT offer

Citi Credit Cards is an Experian Partner

Citi® Double Cash Card - 18 month BT offer Apply Now
  • Rewards

  • 0% Intro APR

  • No Annual Fee

  • Balance Transfer

Recommended FICO® ScoreΘ Rating

Good - Exceptional

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  • Rewards

    Rewards, Cash back

  • Annual fee

    $0

  • Intro APR

    0% for 18 months on Balance Transfers

  • Ongoing APR

    13.99% - 23.99% (Variable)

  • Balance transfer

    13.99% - 23.99% (Variable)

Card details:
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Rates and fees
Pros:
  • No annual fee
  • Intro APR for new cardholders
  • Straightforward rewards structure
Cons:
  • No sign-up bonus
  • Foreign transaction fees

Experian Review:

Citi? Double Cash Card - 18 Month BT Offer: Good for the Long Haul

The Citi? Double Cash Card - 18 month BT offer combines one of the top no-annual-fee rewards cards with a lengthy balance transfer offer. Two thumbs up.

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ΘCredit score is calculated based on FICO® Score 8 model, unless otherwise noted. In addition to the FICO® Score 8, we may offer and provide other base or industry-specific FICO® Scores (such as FICO® Auto Scores and FICO® Bankcard Scores). Your lender or insurer may use a different FICO® Score than FICO® Score 8 or such other base or industry-specific FICO® Score (if available), or another type of credit score altogether. Learn more.

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