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Experian and CreditMatch

Best Credit Cards for Fair Credit

People with excellent credit can find plenty of attractive credit card offers, while those with poor credit have several options to help them rebuild their history. But if you have fair credit, don't worry. There are still a number of good credit cards available to you. Here are the best of the bunch from our partners.

    Best Card From a Major Issuer for Fair Credit

    This Card Is Right for You If:

    You want a no-frills card from a major issuer. You won't pay any annual or foreign transaction fees on this card, but you won't earn any rewards either. Keep in mind that the APR is on the higher side, so it's best if you don't carry a balance. You can also be automatically considered for a higher credit line in as little as 6 months. This is also a good card if you're planning to travel abroad. It charges no foreign transaction fees, so you won't incur extra charges anywhere in the world. If your card is lost or stolen, you'll have access to 24-hour travel assistance services to get an emergency replacement card and a cash advance. It also comes with rental car collision and theft insurance, as well as travel accident insurance.

    Best Cash Back Card for Fair Credit

    This Card Is Right for You If:

    You want to earn cash back at a flat rate. With the Capital One QuicksilverOne Cash Rewards Credit Card, you get 1.5% cash back on every purchase, and there are no limits to how much you can earn. You do have to pay an annual fee, but it's only $39. If you spend at least $2,600 on the card in one year, you'll break even.

    Best Student Card for Fair Credit

    This Card Is Right for You If:

    You're a student who wants to earn cash back rewards. Discover gives you 5% cash back on everyday purchases at different places each quarter, such as gas stations, grocery stores, restaurants, select rideshares and online shopping, and more. You earn 5% back on everyday purchases in those categories up to the quarterly maximum, each time you activate. You'll also get unlimited 1% cash back on all other purchases automatically—and Discover will match all the cash back rewards you earn in your first year. If you're a good student, it gets even better: You'll get a $20 statement credit each school year your GPA is 3.0 or above for up to the next five years. And to top it all off, you can take advantage of an introductory APR on purchases for 6 months.